FAT16 or FAT32 SD Micro Formatting for audio playback on Teensy Audio adapter?

i want add audio pke meter prop playing audio clips of actual sound effect ghostbusters. i'll using teensy 3.2, teensy audio adapter , sparkfun mono amplifier.

should format 16 gb sd micro card using fat16 or fat32? arduino site says use fat16 when possible:

https://www.arduino.cc/en/reference/sdcardnotes

forum posts i'm reading on pjrc indicate people using fat32.

any thoughts appreciated.

thank you.

shawn marshall
portland, or

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